Terms & refund policy · September 7, 2026

Know what you are purchasing.

Operator and scope

Mikashu is the paid, proprietary financial calculator platform from De Gaglia Daughters & Co., its parent company. De Gaglia Financial Wellness is the parent company’s free educational website. Legal merchant: De Gaglia Daughters & Co..

Tools apply disclosed mathematical formulas to values you enter. They provide neutral educational descriptions, not individualized financial, investment, tax, legal, credit, insurance, or mental-health advice; counseling; diagnosis; treatment; or a professionally reviewed plan. Consult independent qualified professionals before making decisions. Do not use this site for emergencies.

Access and delivery

Each purchase grants the buying account 12 months of access beginning with verified payment. There is no automatic renewal. A ChatGPT account is required for paid access on this site. Stripe handles payment details. Access appears under My access after server-side verification, which may take a short time. A return-page message is not proof of payment. Applicable taxes, if any, are disclosed before payment.

The report bundle creates a formatted calculation record in your browser. You can print it or use your browser’s Save as PDF option. No report is reviewed by a professional or emailed automatically. Calculator entries are not saved to your account; closing or reloading the page clears them. Save or print your own record before leaving.

Refunds and corrections

If a material error in our formula or implementation makes a purchased calculation incorrect, visit the website support portal. The portal shows whether ticket submissions are available. If submissions are available, include the calculation, non-sensitive example inputs, expected result, and order reference. We will correct it and provide a corrected result, or refund the affected purchase if we cannot reasonably correct it. An incorrect customer input is not itself a software defect, but you may correct entries and rerun a calculation during your access period.

We will refund duplicate charges and purchases for which we cannot deliver the promised access. Otherwise, a change of mind or dislike of a correctly calculated result is not normally refundable once access is delivered. This policy does not limit non-waivable consumer rights. An issued full refund ends the related paid access. Disputed payments may have access suspended during review.

Assumptions and limits

You are responsible for checking inputs and choosing hypothetical assumptions. Results are not guarantees. Taxes, fees, timing, risk, laws, and circumstances may be omitted; see the notes with each calculation. Do not use the tools as a substitute for professional judgment.

Copyright and personal-use license

© 2026 De Gaglia Daughters & Co. All rights reserved in protectable original text, artwork, and other expression. You may use purchased tools for your own household and retain your generated records. Do not resell access or republish original site content commercially without permission, except as permitted by law. Your financial entries remain yours. No exclusive rights are claimed in facts, formulas, methods, or public-domain material. Third-party works and software remain subject to their owners’ rights and licenses. No copyright or trademark registration is represented by this notice.